Online resource center to help you explore these key issues, and others, regarding your estate.

Practice Areas

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of Trusts, Wills, and other estate planning documents, as well as settling estates in the most expedient and appropriate method. Further, he counsels and assists clients on becoming eligible for VA benefits and Medi-Cal.

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VA Pension/Aid & Attendance/Medi-Cal in San Diego, California

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of wills, trusts and other estate planning documents, using strategies appropriate to each situation — from the basic to the most complex.

Learn more
Probate & Estate Administration

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of wills, trusts and other estate planning documents, using strategies appropriate to each situation — from the basic to the most complex.

Learn more

Dealing With Water Claims Part 2

By merv,

This is the second part of a two part article on dealing with Water Damage Claims. In Part 1 we discussed the “Players,” all the parties that are involved in a claim of this type. You can read Part 1 here. Endorsing the Checks The environmental testing companies Take Photos Keep Track of Payments Supplemental  … Read more


Dealing With a Water Damage Claim….

By merv,

Dear Mr. Miller: I read your article about claiming reimbursement from your insurance company for your Wife’s and your medical emergency in Argentina.  Do you know anything about water damage in a house and dealing with the insurance claim?  Any tips on that? Flooded Out Water Damage The insurance company The water remediation company The  … Read more


DON’T LEAVE HOME WITHOUT THEM!–Part 8

By merv,

Introduction Drug Coverage Keep Your Documentation Check Your Time Limits Final Thoughts Conclusion This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are all categorized “Insurance” Introduction: We continue our discussion about my wife’s and my five day  … Read more


DON’T LEAVE HOME WITHOUT THEM!–Part 7

By merv,

Introduction Links to Prior Articles on this Subject Emergency Evacuation Insurance Evidence When Negotiation Breaks Down Bad Faith Resolution This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are all categorized “Insurance” Introduction: We continue our discussion about  … Read more


DON’T LEAVE HOME WITHOUT THEM!–Part 6

By merv,

Introduction Links to Prior Articles on this Subject Travel Insurance Package Three Main Claims Medical Insurance Trip Interruption Insurance Emergency Evacuation Insurance This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are all categorized “Insurance” Introduction: Once again  … Read more


DON’T LEAVE HOME WITHOUT THEM!–Part 5

By merv,

Introduction Credit Card Balance Limits Contacting the Credit Card Company Contacting a Friendly Financial Institution How to Protect Yourself Walking Around Money This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are all categorized “Insurance” Introduction: This month  … Read more


DON’T LEAVE HOME WITHOUT THEM!–Part 4

By merv,

Introduction US Medical Insurance Medical Costs How to Pay for Everything This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are all categorized “Insurance” Dear Mr. Miller: I read your article from last month in which you wrote  … Read more


DON’T LEAVE HOME WITHOUT THEM–Part 3

By merv,

DON’T LEAVE HOME WITHOUT THEM – Part 3 Introduction Insurance to Have Smart Phone Currency Conversion Translator WiFi Calling Text Messaging EMail Internet Browser Flashlight Contacts Passwords VPN Power Adapters   This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without  … Read more


Three Financial Moves for Generation Y’s…

By merv,

Introduction Flood Insurance Self Insure Paying for Insurance Insurance You Can Probably Do Without Some Insurance You Should Have that You May Not Have Considered The Post Paid Vacation The Finance Charge How to Prepay Social Security Social Security Planning Conclusion Dear Mr. Miller: Introduction: My Mom is your client and she sends me your  … Read more


About Living Trusts

About Living Trusts is hosted by the Law Offices of Merwyn J. Miller, as your online resource center to help you explore these key issues, and others, regarding your estate.

Merwyn J. Miller, J.D.


  • Board Certified Specialist in Estate Planning, Trust & Probate Law
  • Co-Author of legal text book and of “Don’t Go Broke in a Nursing Home
  • Teacher of law courses at public and private colleges
  • Continuing Education Instructor for attorneys
  • Columnist for largest regional newspaper in San Diego County and professional journals for 15 years, Contributing author to the book “In Your Service: The Veteran’s Friend”
  • Masters Degree in Financial Services - Estate Planning
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04-01-2019

The $150 Next Day Deed…

Encinitas Rotary Wine & Food Festival: I’m going to take a moment to pitch a great charitable event of which my wife and I are the co-chairs. Th...

03-04-2019

Dealing With Water Claims Part 2

This is the second part of a two part article on dealing with Water Damage Claims. In Part 1 we discussed the “Players,” all the parties t...

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