Online resource center to help you explore these key issues, and others, regarding your estate.

Practice Areas

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of Trusts, Wills, and other estate planning documents, as well as settling estates in the most expedient and appropriate method. Further, he counsels and assists clients on becoming eligible for VA benefits and Medi-Cal.

Learn more
VA Pension/Aid & Attendance/Medi-Cal

Mr. Miller has been active in the area of VA Pension and Medi-Cal for well over a decade. He uses various specialized types of Trusts as well as non-trust strategies to gain eligibility for his clients and save the family money.

Learn more
Probate & Estate Administration

Mr. Miller has been settling estates (both simple and complex) for well over 40 years. The starting point is always to create a strategy to settle the estate in the most efficient manner possible with a minimum of taxes. Often times the strategy created allows the family to bypass Probate Court proceedings.

Learn more

Three Financial Moves for Generation Y’s…

By merv,

Introduction Flood Insurance Self Insure Paying for Insurance Insurance You Can Probably Do Without Some Insurance You Should Have that You May Not Have Considered The Post Paid Vacation The Finance Charge How to Prepay Social Security Social Security Planning Conclusion Dear Mr. Miller: Introduction: My Mom is your client and she sends me your  … Read more

I Hate the Hospital!

By merv,

It seems that most people do not like going to the hospital.  It is even more difficult to force someone else to go to the hospital when they need it.  For one thing, going to the hospital frequently means that you are pretty ill or have suffered a pretty serious injury.  For another, it is  … Read more

Are Annuities the Devil Themselves?

By merv,

ARE ANNUITIES THE DEVIL THEMSELVES? Introduction Annuities, the Different Viewpoints Why I See It Differently Legal Solution Coupled with Financial Solution Lump Sum Gifts and Medi-Cal Penalty Periods Diversification for Liquidity Tax Deduction for Medical Expenses Conclusion Dear Mr. Miller: Introduction: I am taking care of my Dad and his finances. He is 77 years  … Read more

Buying the Right Long Term Care Insurance. How To Do It!

By merv,

Introduction Long Term Care Insurance Did Not Pay Saving Money with Long Term Care Insurance Becoming Overwhelmed My Solution–an Individual Broker The Moral of the Story Introduction: Last week I got together with an old college friend. We hadn’t seen each other for years. Eventually we started discussing each other’s parents and how they were  … Read more

Does Care More Care More?

By merv,

California pioneers industries and paves the way for modern marvels.  From biomedical research and drone design and manufacture here in San Diego, to the film industry from our neighbors to the north and computer and internet technology in Silicon Valley, this state creates products and business models that set an example for the rest of  … Read more

Who is Wearing the Pants?

By merv,

When it comes to household finances, many couples assign one spouse to take care of the money.  That person balances the checkbook, makes sure the bills are paid, and sets the budget.  It is part of the divide and conquer paradigm that makes households, and businesses for that matter, work efficiently.   In any couple, though,  … Read more

Are your benefits At Risk?

By merv,

As Congressional legislatures bully each other over proposed budgets, debt ceilings, and other financial priorities, the fate of many veterans hangs in the balance.  Indeed, the financial fate of over 5 million veterans is at risk.  The VA will run out of money by November 1st and will be unable to pay VA Aid &  … Read more


By merv,

Don’t Leave Home Without It—-Travel Insurance–Part 2 Introduction Non-Emergency Medical Evacuation Insurance How To Purchase Geographic Coverage of Medical Expense Policies How Much To Purchase Where To Purchase This is a continuing series of articles with a number of “parts.”  Search for “Don’t Leave Home Without Them” and “Don’t Leave Home Without It”  They are  … Read more


By merv,

Medical Insurance When You Are Out of the Country?What Should You Have? Introduction Medicare and Medigap Private Insurance Travel Insurance Most Travel Insurance Policies? Medical Evacuation Coverage Is  Not What You May Think Why Do You Want Real Medical Evacuation Insurance Cruise Ships The Moral of the Story Summary Introduction: Mark and Betty were having  … Read more

Medicare Will Pay for My Long Term Care… Won’t It?

By merv,

Introduction Probability of Needing Long Term Care Medicare Medi-Cal (Medicaid) VA Aid & Attendance Non Service Connected Disability Pension Complimentary Report Introduction: Ben and Sally were retired and looking forward to their golden years. They had faithfully put away enough that, when added to their social security and retirement pension, would allow them to live  … Read more

About Living Trusts

About Living Trusts is hosted by the Law Offices of Merwyn J. Miller, as your online resource center to help you explore these key issues, and others, regarding your estate.

Merwyn J. Miller, J.D.

  • Board Certified Specialist in Estate Planning, Trust & Probate Law
  • Co-Author of legal text book and of “Don’t Go Broke in a Nursing Home
  • Teacher of law courses at public and private colleges
  • Continuing Education Instructor for attorneys
  • Columnist for largest regional newspaper in San Diego County and professional journals for 15 years, Contributing author to the book “In Your Service: The Veteran’s Friend”
  • Masters Degree in Financial Services - Estate Planning

Travel Insurance–Should You Get It?

Dear Mr. Miller: I have a question about travel insurance.  I am traveling to Europe late this year and I am so confused as to what to purchase and h...


Previous Next

    Free Consultation

    Call 760-436-8832

    Math Captcha ÷ 1 = 10