Online resource center to help you explore these key issues, and others, regarding your estate.

Practice Areas

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of Trusts, Wills, and other estate planning documents, as well as settling estates in the most expedient and appropriate method. Further, he counsels and assists clients on becoming eligible for VA benefits and Medi-Cal.

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VA Pension/Aid & Attendance/Medi-Cal

Mr. Miller has been active in the area of VA Pension and Medi-Cal for well over a decade. He uses various specialized types of Trusts as well as non-trust strategies to gain eligibility for his clients and save the family money.

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Probate & Estate Administration

Mr. Miller has been settling estates (both simple and complex) for well over 40 years. The starting point is always to create a strategy to settle the estate in the most efficient manner possible with a minimum of taxes. Often times the strategy created allows the family to bypass Probate Court proceedings.

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Is the Gang of Six Deficit Plan Affecting Your Long Term Care Plans?


By merv,

  Filed under: Blog, Elder Law, Estate Planning

This past Tuesday a bipartisan group of senators known as the “Gang of Six” unveiled their 10-year $3.7 trillion deficit-reduction plan. Under the Gang of Six’ deficit plan, reportedly, the Community Living Assistance Services and Support (CLASS) Act, the voluntary long-term care insurance program instituted by healthcare reform, would be repealed before it began.

None of us were yet relying on the CLASS Act to pay for our long term care needs. But just how will you pay for the possible need for in-home care, assisted living, or a nursing home? As it stands the choice is to  buy a long term care (LTC) insurance policy, or self-pay and hope that the money doesn’t run out.  Or, if it does run out, hope that a government program will be there to pay the bill. The truth is, no matter how much LTC insurance you buy or how much money you save, it may not be enough.  No one plans to go broke in a nursing home or assisted living facility.  That is why pre-planning for Medicaid (Medi-Cal in California), Veterans Aid & Attendance, or other public benefits is so important as part of your overall estate plan.

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About Living Trusts

About Living Trusts is hosted by the Law Offices of Merwyn J. Miller, as your online resource center to help you explore these key issues, and others, regarding your estate.

Merwyn J. Miller, J.D.

  • Board Certified Specialist in Estate Planning, Trust & Probate Law
  • Co-Author of legal text book and of “Don’t Go Broke in a Nursing Home
  • Teacher of law courses at public and private colleges
  • Continuing Education Instructor for attorneys
  • Columnist for largest regional newspaper in San Diego County and professional journals for 15 years, Contributing author to the book “In Your Service: The Veteran’s Friend”
  • Masters Degree in Financial Services - Estate Planning
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