Online resource center to help you explore these key issues, and others, regarding your estate.

Practice Areas

Mr. Miller has many years of experience in designing and implementing a comprehensive variety of Trusts, Wills, and other estate planning documents, as well as settling estates in the most expedient and appropriate method. Further, he counsels and assists clients on becoming eligible for VA benefits and Medi-Cal.

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VA Pension/Aid & Attendance/Medi-Cal

Mr. Miller has been active in the area of VA Pension and Medi-Cal for well over a decade. He uses various specialized types of Trusts as well as non-trust strategies to gain eligibility for his clients and save the family money.

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Probate & Estate Administration

Mr. Miller has been settling estates (both simple and complex) for well over 40 years. The starting point is always to create a strategy to settle the estate in the most efficient manner possible with a minimum of taxes. Often times the strategy created allows the family to bypass Probate Court proceedings.

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Love and Other Drugs…


By merv,

  Filed under: Blog, Elder Law, Estate Planning, Medi-Cal Benefits, Veteran's Benefits

Another Valentine’s Day is upon us and, this year, it is coupled with a long weekend (pun intended).  Countless numbers of people will be celebrating with their loved ones throughout the weekend, but with the extra days, there is more than enough time to spread the love around.  In fact, it may even be beneficial to do so!  We frequently speak about planning for long-term care through Medicaid (Medi-Cal in California)  and VA Aid & Attendance Non-Service Connected Disability in the event that you are stricken with a long-term ailment.  However, studies show that love may be the best prescription for a high quality of life.

Many of the studies about the effects of love on health center on married couples, showing that married couples live longer, have lower blood pressure, and require medical care less often.  Additionally, married people are less likely to be depressed, drink heavily, or engage in risky behavior.  However, even if you are unmarried, many of these same benefits can be achieved through social connectedness.  Through close friendships, a support network, and simple contact like hugging, many of the same health benefits may be achieved.  These contacts can not only help you live longer, but can also improve your long-term quality of life. Even when people engage in risky behaviors like smoking and drinking, they still seem to outlive unmarried or unconnected people.

However, if you remember the movie, The Notebook, everlasting love does not insulate you from the health effects of aging!  In the movie, the main female character develops severe dementia but has occasional lucid moments where she recognizes her husband.  Dealing with the real concerns of aging through your estate plan can ensure that you and your loved ones are prepared for the stress and expense of long-term care.  Additionally, it may be possible to minimize your own stress associated with being moved frequently for care.

When considering the possibilities for long-term care, you can plan for how long you wish to remain in your own home, flexibility in the event your home needs to be sold, and the types of care you wish to receive or have withheld.  If you are considering in-home care, it may be possible to make arrangements for one of your family members to provide care for a fee.  If skilled nursing care becomes necessary, VA Aid & Attendance may contribute over $24,000 to the cost of care.  Medi-Cal may also assist with the cost of long term care, but Medicare will not.  Both VA and Medi-Cal have income and asset requirements for eligibility.

Planning ahead may also reduce in-fighting and strife among your family members, allowing them to continue to reap the health benefits of loving relationships even after your passing.  So, this weekend, spread the love!  Call up old friends, chat with your family members and hug your spouse and your children or grandchildren tight.  While you’re at it, review your estate plan, as you should regularly anyway, and make sure that it still reflects your needs and wishes.

VA Aid & Attendance–How Can I Correctly Choose Help for my Application Process?  FREE REPORT:  This complimentary report focuses on the various kinds of people one can consult when applying for the Veterans Aid & Attendance benefit. Who one chooses can mean the difference between success and failure. Remember, if you are denied, you may not be able to reapply for up to a year or longer. Download our complimentary report for a behind the scenes look at the different types of people you can consult and the dirty underbelly of the Veterans Aid & Attendance industry.

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About Living Trusts

About Living Trusts is hosted by the Law Offices of Merwyn J. Miller, as your online resource center to help you explore these key issues, and others, regarding your estate.

Merwyn J. Miller, J.D.

  • Board Certified Specialist in Estate Planning, Trust & Probate Law
  • Co-Author of legal text book and of “Don’t Go Broke in a Nursing Home
  • Teacher of law courses at public and private colleges
  • Continuing Education Instructor for attorneys
  • Columnist for largest regional newspaper in San Diego County and professional journals for 15 years, Contributing author to the book “In Your Service: The Veteran’s Friend”
  • Masters Degree in Financial Services - Estate Planning
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