The individual mandate has been the crux of the healthcare overhaul, the Affordable Care Act, also known as Obamacare. The idea is that if healthy people who underutilize their health insurance are required to have insurance, less healthy individuals will be better able to afford health insurance. Over time, the healthy individuals would reap the … Read more
Elder Law Articles
As the saying goes, “A bird in the hand is worth two in the bush.” The idea, of course, is that having something of value now is better than the promise of something in the future, even if the promise is technically for more. However, there are a number of cases in which this is … Read more
Often people come in to ask for an “estate plan.” Sometimes, they have an idea of what a comprehensive estate plan should include. Other times, they simply have a vague notion that a trust of some sort is probably helpful. However, healthcare planning is a large part of the planning process. The VA offers a … Read more
There is a lot of mystery surrounding the costs of probate and trust administration that many of my clients may be overlooking when they create their estate plans, or lack of estate plan. Additionally, the ways to avoid some of these costs are unfathomable to most people. So what are these costs? Probate: Generally, the … Read more
The Government Accountability Office (GAO) has recently released a series of reports regarding “pension poaching” and other malfeasance by certain individuals aiding veterans in qualifying for veteran pensions and VA Aid and Attendance. The report recounts stories of relatively financially secure veterans transferring assets in order to obtain benefits. However, as the New York Times … Read more
We are quickly approaching what many are calling the “Cliff,” which is a series of tax hikes and spending cuts slated to take effect on January 1, 2013. Although it may seem like a ways away, consider how little has been accomplished this year to date on these issues that are just around the corner. … Read more
Although the first thought you have when you find that a loved one is deceased is probably not to call your attorney, it is among the first steps in an estate or trust administration. Taking care of the remembrances, such as a memorial service or funeral, and some time for mourning is certainly warranted and … Read more
Introduction Probability of Needing Long Term Care Medicare Medi-Cal (Medicaid) VA Aid & Attendance Non Service Connected Disability Pension Complimentary Report Introduction: Ben and Sally were retired and looking forward to their golden years. They had faithfully put away enough that, when added to their social security and retirement pension, would allow them to live … Read more
About Living Trusts
About Living Trusts is hosted by the Law Offices of Merwyn J. Miller, as your online resource center to help you explore these key issues, and others, regarding your estate.
Merwyn J. Miller, J.D.
- Board Certified Specialist in Estate Planning, Trust & Probate Law
- Co-Author of legal text book and of “Don’t Go Broke in a Nursing Home”
- Teacher of law courses at public and private colleges
- Continuing Education Instructor for attorneys
- Columnist for largest regional newspaper in San Diego County and professional journals for 15 years, Contributing author to the book “In Your Service: The Veteran’s Friend”
- Masters Degree in Financial Services - Estate Planning
For over 3 decades Mr. Miller has helped me with both my business and personal legal affairs. I also am friends with many veterans who praise his work in the field of Veterans Affairs. I would describe him as knowledgeable, experienced, and very trustworthy.
Mr. Miller & Kristen were instrumental in helping me obtain the Veterans Pension Benefit, which has truly been “life-changing” for me! Their involvement was crucial to my qualifying and the successful submission of an application that was approved the first time through. There is no way I would have ever navigated this complex process without their expertise and guidance. It was a pleasure to interact with the staff. All of them were very professional and exhibited a caring/helpful attitude. I am so appreciative of their services. I hope every veteran is able to avail themselves of this wonderful program.
Grateful WWII Naval Veteran
Mr. Miller and his staff expertly handled the complex, intricate filing for a Veterans’ Aid and Attendance pension benefit for my elderly father. This benefit – though it took a seemingly very long time to be approved – turned out to be the sole way our family could possibly afford proper care for a brave vet who had entered the murky waters of dementia. Miller and his staff kept me briefed throughout the process and were instrumental in coaching me what to expect and when. And they were right!